Access tokenized U.S. Treasuries and AAA-rated CLOs directly from your self-custodial wallet.
Until now, access to regulated, low-risk financial products like U.S. Treasuries and AAA-rated CLOs was a privilege of geography and size, which has been reserved for enterprises with banking relationships in New York, London, or Singapore.
Today, that changes.
We’re proud to introduce Stable OS Treasury, providing access to a new suite of yield-bearing products integrated directly into Keyrails’ self-custodial wallet infrastructure. Built in partnership with Centrifuge and managed by Janus Henderson, these tokenized funds offer secure, direct access to capital markets from anywhere in the world.
No bank account. No broker. No intermediary. Just programmable yield at your fingertips.
What’s live today.
Through Stable OS Treasury, users can now access:
1) JTRSY: U.S. Treasury Bills tokenized and laddered across 0–3 month durations
~4.0% APY, fully redeemable in USDC
Fully managed by Janus Henderson
Fully tokenized via Centrifuge
2) JAAA: AAA-Rated Collateralized Loan Obligation (CLO) fund
~5.5–5.7% APY
Zero historical defaults on underlying assets
Traditionally accessible only to institutional investors
Both funds are available to any business using the Stable OS Wallet, our programmable, KYC’d self-custodial wallet that interacts directly with the fund’s smart contracts. This means your capital never touches Keyrails wallets, and no new licenses or entities are required.
How it works
Whether you’re an importer in Lagos, a telco in Nairobi, or a stablecoin neobank in Jakarta, you can now deploy idle treasury at institutional scale:
1) Top up your Keyrails Wallet with USDC, or fund via SWIFT/Fedwire rails
2) Stake into a fund via the dashboard or API and receive tokenized fund shares
3) Redeem anytime to get your USDC + earned yield back
All of this takes minutes — not weeks — with no custody risk, no intermediated spreads, and no loss of control.
Why this matters
In many emerging markets, treasury is idle, blocked, or underperforming. Accessing dollars requires workarounds. Earning yield means embracing unregulated schemes. Capital efficiency is near zero.
Stable OS Treasury fixes that by making financial infrastructure programmable, compliant, and universal:
A logistics company in Lagos can now earn 5.7% APY on trapped Naira without leaving local jurisdiction.
A South Asian neobank can onboard SMEs into fully regulated yield products without becoming a licensed fund distributor.
An African airline can convert local currency to USDC, park it in short-term U.S. Treasuries, and access it globally within hours.
This is Unbundling Privilege in action.
Built for the CFO Stack
This isn’t just another DeFi yield vault. This is the next evolution of institutional treasury:
Fully compliant, with all KYC/AML hooks built in,
Direct integration into fund smart contracts,
Primary Market access with actual assets held in your name,
On-chain auditability and reporting,
Programmable APIs for finance teams.
We’ve made it as simple as logging into a dashboard and clicking “Earn.”
Because yield should be infrastructure, not an aspiration.
Ready to deploy?
Stable OS Treasury is live today for all existing clients. If you’re new to Keyrails and want access to regulated global yield from your own jurisdiction, email us at enterprises@keyrails.com.
Final word
Most financial systems reward proximity to power. They reward the already-included. We’re changing that.
Stable OS Treasury gives emerging market businesses access to the same financial tools as Fortune 500 treasuries — and does so without requiring anything more than a wallet and internet connection.
Contact us to move your money into motion.